Is Mold Covered by Home Insurance?

For the most part, most homeowners insurance policies exclude coverage of damages caused by mold, fungi and other types of bacteria. You might think you

Ho6 Insurance and Condo Insurance

If you own a condominium in Florida, you may need to get a condo insurance policy, also known as an HO6. While a condo association

What Is Actual Cash Value?

Actual cash value is the amount of money that an item is worth at any given time. For example, anyone who owns a vehicle and

How Often to Replace Your Roof

It sits atop every home, protecting it from harmful elements and keeping its inhabitants warm or cool, depending on the season. Yet, the roof is

What Is Extended Replacement Cost?

Extended replacement cost insurance is an endorsement of your standard replacement cost claim terms. The endorsement increases your home’s insured value an additional 25% to

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