Competitive Condo insurance options and expertise you can rely on.

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Best Coverage For Your Condo

The master condo policy typically protects only the shell of your unit, leaving your personal property and the unit interior at risk. We’ll make sure you understand the gaps and carry the protection you need.

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Protection that protects your biggest asset

Natural Disaster
Personal & property contents
Personal injury
Medical expenses
Personal liability

Condo insurance FAQS

What is condo insurance?

If your condo is damaged, your belongings are stolen or someone gets injured at your home, having this insurance can help cover repairs or replacement, temporary housing, medical bills, legal fees and much more. 

Is Condo Insurance Mandatory?

It is not. However, your condo association may still require you to purchase coverage. 

If it's not mandatory, then why do I need it?

A condo policy is recommended for anyone who owns a condo, and in most cases, it will be required by your mortgage lender. Something to keep in mind is that your condo association may also have its own coverage requirements.

Is my home business covered under my condo policy? 

Usually, it is not. This insurance is generally not designed to cover home businesses; however, it may include limited protections such as replacement or repair of computers and other electronic devices up to a specified limit. 

Do I need to reapply every year for condo insurance?

This will depend on your policy. Some are up for renewal each year, but customers must remain eligible and pay their premiums to renew. Chat with us so we can assist you with that! 

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Jay Parker

CEO, Florida Brokerage, of Douglas Elliman

My experience with NSI was mind-blowing in terms of service, diligence and how they provide a higher level of care. They are constantly looking to provide me with added value, not to upsell me but to provide more comprehensive service at a lower price.


Jeff Grady

President & CEO, Florida Association of Insurance Agents

There’s more institutional knowledge at NSI than in most places in Florida. They have real knowledge about their craft…it’s often not just about the price of insurance, it’s about the right coverage and finding the right company.



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About us

For over 60 years we’ve been delivering the most competitive personal insurance options to individuals and families across the United States. Our dynamic approach to personal insurance is unparalleled in our industry. At NSI, you are always the priority. 

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