Best Flood Insurance Coverage
Just because you don’t live in a high flood risk area, doesn’t mean it’ll never happen to you. We’ll provide the specialized coverage you need to help protect your home from rising waters—even if you’re not in a flood zone.
Because your homeowners insurance does not cover your home or belongings in the event of a flood. If you are in a situation where your home suffers from flood damage, you will need flood insurance to pay for that damage.
Those who live in a high-risk zone will be required by their mortgage lender to obtain a flood insurance policy. If you are not in a high-risk flood zone, we still highly recommend that you get it. Here’s something to consider: People outside of high-risk areas file nearly 25% of National Flood Insurance Program (NFIP) claims and receive one-third of disaster assistance for flooding.
Required coverage typically occurs when you have a mortgage and the mortgage lender requires the insurance because you’re in a mapped high-risk flood zone.
Optional coverage is for those not in a high-risk area.
Not necessarily. It is best to look up your home address on the FEMA flood map website or to call our office for additional insight.
There are some exceptions to the typical 30 day waiting period. Contact us so we can take you through it.
CEO, Florida Brokerage, of Douglas Elliman
My experience with NSI was mind-blowing in terms of service, diligence and how they provide a higher level of care. They are constantly looking to provide me with added value, not to upsell me but to provide more comprehensive service at a lower price.
President & CEO, Florida Association of Insurance Agents
There’s more institutional knowledge at NSI than in most places in Florida. They have real knowledge about their craft…it’s often not just about the price of insurance, it’s about the right coverage and finding the right company.
For over 60 years we’ve been delivering the most competitive personal insurance options to individuals and families across the United States. Our dynamic approach to personal insurance is unparalleled in our industry. At NSI, you are always the priority.
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